OUR RICH JOURNEY'S 6TH ANNUAL PROGRAM
The most action-oriented path to financial independence. Now with three tiers designed for exactly where you are on your journey.
6th
YEAR OF THE PROGRAM
3,000+
ALUMNI WORLDWIDE
365
DAYS OF ACTION
Portugal
ANNUAL MEETUP
A year of action.
A lifetime of results.
Most people know what they should be doing with their money. Very few actually do it consistently, intentionally, and with a real plan. That is the gap the 365 Days to F.I.R.E. Program was built to close.
Over the course of a full year you will work through a structured program focused on saving more, making more, and investing smarter. You will be supported by live monthly Q&As, accountability groups, and a private community.
And for those who are ready to go deeper, Accelerator and Capital Strategist members get access to exclusive monthly workshops. Capital Strategist members go further still with private mastermind sessions and a level of access to Amon and Christina that goes well beyond anything else in the program.
And yes — we will see you in Portugal.
This is the program's sixth year. Over 3,000 people have been through it. The ones who show up and do the work change their financial lives. We have watched it happen year after year.
INCLUDED IN EVERY TIER.
Join Us in Portugal
Since 2022 we have hosted unforgettable meetups in Portugal and every year the energy, connection, and community have grown stronger. People from around the world come together with one powerful goal: financial independence.
In 2027 we are bringing everything to Lisbon. The experience kicks off with a community meetup on Day 1, followed by a day of group activities and an optional group dinner on Day 2. Then we close out the week with our two-day F.I.R.E. Conference right in the heart of Lisbon.
This is your chance to connect in real life with people who are on the same path as you, celebrate how far you have come, and walk away with the momentum to finish the year strong.
2027 MEETUP SCHEDULE
Amazing community.
Unforgettable experiences.
June 25, 2027
Capital Strategist
Exclusive Meetup
June 26, 2027
Opening 365 Program Community Meetup
June 27, 2027
Optional Group Activities and Dinner
June 28 & 29, 2027
2-Day F.I.R.E. Conference
The 2-Day
F.I.R.E. Conference
The F.I.R.E. Conference is a groundbreaking two-day experience designed to accelerate your path to financial independence. Hosted by Amon and Christina, it takes place June 28–29, 2027 in the captivating city of Lisbon, Portugal.
Morning sessions feature expert F.I.R.E. speakers and actionable workshops. Afternoons bring guided tours, group activities, and informal community connections.
✓ Expert F.I.R.E. speakers and morning workshops
✓ Curated group experiences designed to help you explore Lisbon alongside your fellow F.I.R.E. community
✓ F.I.R.E. Starters Market — kids showcase their side hustles
✓ Admission for you and 1 guest (Builder) or 3 guests (Accelerator & Capital Strategist)
INCLUDED IN EVERY TIER
The foundation of
every F.I.R.E. journey.
Every tier of the 365 Days to F.I.R.E. Program includes these core elements: Live group sessions with Amon and Christina, a private community, accountability support, and in-person events in Portugal that bring it all to life.
Your F.I.R.E. Action Plan
Every member follows a structured path designed for exactly where they are on their F.I.R.E. journey. Builder and Accelerator members work through daily actions that build a complete personalized plan. Capital Strategist members work through advanced monthly optimization guides.
Private Groups
Connect with the 365 Days to F.I.R.E. community in our exclusive private groups. Share wins, find accountability partners, organize local meetups, and connect with people who are on the exact same path as you.
Monthly Live Q&As
Every month Amon and Christina host a live Q&A focused on the topics covered that month — including your questions about making, saving, and investing money. Every Q&A is recorded and available anytime inside the dashboard.
Lifetime Access
Every recorded Q&A, every resource, and every worksheet from your program year is yours to keep forever. Log back in anytime to revisit a lesson, rewatch a session, or pick up right where you left off.
Small Accountability Groups
We match you with a small group of fellow members based on your location, interests, and F.I.R.E. goals. These groups meet regularly throughout the year to share progress, complete group tasks, and keep each other accountable.
Portugal Events
Every tier includes access to our annual in-person experience in Lisbon, Portugal. Show up, connect face to face with your fellow F.I.R.E. community, and make memories that go far beyond anything a screen can deliver.
ACCELERATOR & CAPITAL STRATEGIST ONLY
GOING DEEPER.
F.I.R.E. Workshops.
Throughout the year Accelerator and Capital Strategist members get exclusive access to 12 live virtual workshops that go deeper into the F.I.R.E. strategies that matter most. Some months may feature multiple workshops while others are focused on execution and application.
These are focused, presentation-based sessions designed to give you the depth of knowledge that turns action into real strategy. These workshops are exclusive to Accelerator and Capital Strategist members.
Here's a look at the workshop topics we'll be covering throughout the year:
ADVANCED PORTFOLIO OPTIMIZATION
Audit your holdings, cut unnecessary costs, and position your assets for maximum tax efficiency and long term growth.
SEQUENCE OF RETURNS RISK
Understand how a bad early market can derail your retirement and the strategies that protect you against it.
RETIRING ABROAD
Navigate the taxes, visas, banking, and healthcare realities of building a financially smart life outside your home country.
SALES & REVENUE GROWTH FOR BUSINESS OWNERS
Attract better clients, close more deals, and build relationships that generate consistent revenue for your business or side hustle.
WITHDRAWING MONEY IN RETIREMENT
Structure your withdrawals across accounts to make your money last, minimize taxes, and avoid costly financial panic decisions.
THE 4% RULE REVISITED
Go beyond the rule and build a withdrawal strategy tailored to your specific timeline, lifestyle, and risk tolerance.
TAX STRATEGY FOR EARLY RETIREES
Learn how to legally minimize your tax bill in early retirement and keep more of what you have built.
REAL ESTATE DEAL ANALYSIS
Learn how to evaluate any property deal using real numbers and decide if it belongs in your portfolio.
SCALING FROM SIDE HUSTLE TO BUSINESS
Move beyond trading time for money and build something that generates real wealth without requiring your constant presence.
SOCIAL MEDIA THAT GENERATES INCOME
Build an engaged audience and turn your knowledge and content into a real and sustainable income stream.
YEAR END TAX MOVES
A practical walk-thru of the most impactful actions to take before December 31 to strengthen your tax position.
BUILDING A CASH FLOW SYSTEM IN RETIREMENT
Structure your accounts, withdrawal order, and cash buffer so you never have to sell your investments at the wrong time.
CAPITAL STRATEGIST ONLY
THE INNER CIRCLE
Monthly
Mastermind Sessions.
While every other member is in the program, Capital Strategists are in the room with us.
Every month Capital Strategist members gather for a private virtual mastermind session that goes far beyond anything a workshop or Q&A can deliver. This is not a presentation. There is no slide deck. This is a closed roundtable where real financial decisions, real strategies, and real progress get discussed openly and honestly in real time.
Members bring their specific situations, questions, and challenges to the table. The group responds. We respond. You get direct feedback, fresh perspectives from people who are on the same journey, and the kind of honest strategic conversation that only happens when the room is small, the trust is high, and everyone is fully invested in each other's success.
This is collaborative thinking at its best. Every voice matters. Every session moves people forward. And the insights you walk away with come not just from us but from a room full of serious, like-minded people who are building the same kind of life you are.
This is where the deepest thinking happens.
COLLABORATIVE NOT PRESENTATIONAL
Bring your real questions, your current challenges, and the decisions you are wrestling with. This is a space where the group thinks alongside you, problem solves with you, and helps you move forward.
LED BY US BUT DRIVEN BY EVERYONE
We are not just facilitating. We are in the conversation alongside the group, sharing our perspective, answering your questions, and giving direct feedback based on what we have actually lived. Every member contributes and everyone walks away richer for it.
STRICTLY LIMITED GROUP
The smaller the room, the deeper the conversation. That intimacy is what makes this unlike anything else in the program
CAPITAL STRATEGIST ONLY
OPEN DOOR ACCESS
Monthly
Office Hours.
Once a month we open a dedicated virtual room exclusively for Capital Strategist members. Think of it as an open door session. One hour, once a month, just for this group.
Come with a question and get a real answer. Bring a challenge you are working through and get direct input from us. This is your dedicated time to get the specific guidance you need. Focused, personal, and available to you every single month.
INCLUDED IN EVERY TIER
GENERATIONAL WEALTH
Your kids become
Entrepreneurs.
Introducing the F.I.R.E. Starters Market — a live pop-up fair held during the Lisbon Conference where kids set up their own market stalls to sell a product or service they have developed over the course of the year.
Each month you receive a guided activity and worksheet to help a child in your life build and launch their very own side hustle by summer. Then at the conference — they pitch, sell, and shine in front of real customers.
REAL-WORLD ENTREPRENEURSHIP
Kids learn by doing, not watching. Hands-on business education no classroom delivers.
A PRE-SUMMER CHALLENGE
Monthly activities prepare them to launch their product or service by conference time.
CREATIVITY AND CONFIDENCE
Whether crafts, art, baked goods, or digital creations — they build it, sell it, celebrate it.
FINANCIAL LITERACY IN ACTION
While you are at the adult conference, they are building their own path to financial independence.
CAPITAL STRATEGIST ONLY
EXCLUSIVE ACCESS
Capital Strategist.
A different relationship
with your F.I.R.E. journey.
Capital Strategist is not just a tier. It is a different relationship with your F.I.R.E. journey entirely. While every other member is in the program, Capital Strategists are in the room with us.
Every month you get the Q&A, the workshop, the office hour, AND the mastermind. That is 48 live sessions per year. And once during the year, you get something no other tier gets: a private, dedicated one hour session with just you and us. No group. No agenda except yours. Just one hour of uninterrupted access to ask your questions and pick our brains.
This tier is strictly limited in capacity to protect the intimacy that makes it work.
Strictly limited capacity. Closes when full.
What sets the Capital Strategist tier apart
Imagine having a personal board of directors for your F.I.R.E. journey. Not advisors telling you what to do — but a trusted group of peers and us, ready to answer your questions, challenge your thinking, and help you move faster.
PRIVATE 1-HOUR ONE ON ONE WITH AMON & CHRISTINA
Your goals, your questions, your plan: dedicated time with us, just for you.
MONTHLY MASTERMIND SESSIONS
Collaborative not presentational. Real decisions, real progress, real time with us.
MONTHLY OFFICE HOURS
An open door session exclusively for this group. Bring your questions . . . or just work alongside us.
ADVANCED F.I.R.E. OPTIMIZATION GUIDES
An entirely new track. Audit, refine, and optimize your existing plan — not repeat what you have already done.
PRIVATE PORTUGAL EXPERIENCE
A private meetup in Lisbon exclusively for Capital Strategist members.
CHOOSE YOUR PATH
Three tiers.
One destination.
Whether you are building your F.I.R.E. plan for the first time, ready to accelerate it, or optimizing a plan you have already built — there is a tier designed for exactly where you are.
Builder
Build your plan. Take your first steps.
$800 Limited time!
1,600 One time payment.
✓ F.I.R.E. Plan: Daily F.I.R.E. Actions
✓ Monthly Live Q&As
✓ Small Accountability Groups
✓ Kids F.I.R.E. Starter Activities & Market
✓ Private Facebook Group
✓ Portugal Events (member only)
✗ Portugal Events Guests
✗ 12 F.I.R.E. Workshops
✗ WhatsApp Community
✗ Priority Registration & Early Check-in at Portugal Events
✗ Letter to Future You
✗ Private 1-Hour One on One with Christina and Amon: your goals, your questions, your plan
✗ 12 Small Group Mastermind Sessions with Amon & Christina
✗ Office Hours
✗ Private Event Portugal
Accelerator
Stop planning. Start executing.
$1,000 Limited time!
$2,000 One time payment.
✓ F.I.R.E. Plan: Daily F.I.R.E. Actions
✓ Monthly Live Q&As
✓ Small Accountability Groups
✓ Kids F.I.R.E. Starter Activities & Market
✓ Private Facebook Group
✓ Portugal Events (member + guest)
✓ Portugal Events Guests = 1
✓ 12 F.I.R.E. Workshops
✓ WhatsApp Community
✓ Priority Registration & Early Check-in at Portugal Events
✓ Letter to Future You
✗ Private 1-Hour One on One with Christina and Amon: your goals, your questions, your plan
✗ 12 Small Group Mastermind Sessions with Amon & Christina
✗ Office Hours
✗ Private Event Portugal
Capital Strategist
The inner circle. Strictly limited.
⚡ Strictly limited capacity — closes when full
$3,500 One time payment.
✓ F.I.R.E. Plan: All new Advanced Optimization Guides/Actions
✓ Monthly Live Q&As
✓ Small Accountability Groups
✓ Kids F.I.R.E. Starter Activities & Market
✓ Private Facebook Group
✓ Portugal Events (member + guests)
✓ Portugal Events Guests = 3
✓ 12 F.I.R.E. Workshops
✓ WhatsApp Community
✓ Priority Registration & Early Check-in at Portugal Events
✓ Letter to Future You
✓ Private 1-Hour One on One with Christina and Amon: your goals, your questions, your plan
✓ 12 Small Group Mastermind Sessions with Amon & Christina
✓ Office Hours
✓ Private Event Portugal
WHAT STUDENTS ARE SAYING
Real people.
Real results.
From Thinking to Doing
"I had been thinking about investing for three years. This program made me actually do it. By month four I had opened my first brokerage account and set up automatic contributions."
— Kevin, Class of 2024
Never Going It Alone
"The accountability groups alone were worth the enrollment. Knowing other people were doing the work alongside me — people who actually understood what F.I.R.E. meant — made all the difference."
— Cris & Felicia, Class of 2025
Clarity and Confidence
"I came into this program thinking I knew enough about money. I left with a complete F.I.R.E. plan, a real investment strategy, and a community I still talk to every week."
— Jackie, Class of 2023
ENROLLMENT TIMELINE
How enrollment works.
1
2
3
Step 1:
Enroll Now. Get early enrollee workshop benefits
Step 2:
Attend early enrollee workshops in August, October, & December
Step 3:
Program officially begins January 1, 2027
FAQs:
How does the payment plan option work?
We understand that a one-time lump sum payment can be challenging for some, so to make our program more accessible, we've introduced a payment plan option this year. The payment plan allows you to spread the cost over six months while still providing you access to the program, just as if you paid the full amount upfront. The payments are automatically deducted from your credit card each month and cannot be canceled once started. After your six payments are complete, no further charges will be made, and you will continue to have lifetime access to the program. This option is designed to ease the financial burden and ensure you can benefit from the program without the strain of a large upfront cost.
What is the best tier for me?
No! XXXXX
I've already taken the program? How will it be different if I take it again?
No! XXXXX
Is this program similar to your other courses?
No! This program is one-of-a-kind and unlike any of our other courses. In fact, this program is not a course at all! Unlike our courses, which provide 4+ hours of pre-recorded video instruction, this 365 Day F.I.R.E. Program is not focused on teaching you something (per se). This program is focused on getting you to take action on your F.I.R.E. journey and for you to be able to interact with us live. Of course, if you have questions, you can always ask them in our monthly one-hour live Q&A sessions or (if you are enrolled in the Platinum Coaching Plan), you can also email us your questions for one-on-one support!
Who is this program for?
This program is designed for anyone interested in pursuing financial independence and retiring early (or just financial independence - without the “retiring early” component)! If you haven’t started pursuing F.I.R.E. but you’re interested in getting started, if you’re midway through your F.I.R.E. journey, or if you’re at the tail end of your journey - this program is for you!
What if I’m a non-U.S. citizen?
If you’re not a U.S. citizen, we think you’ll still find this F.I.R.E. Program beneficial! In fact, we have a lot of international participants in our 2022, 2023, 2024 and 2025 class (including people from Portugal, Brazil, Spain, Australia, Canada, Ghana, Colombia, the Netherlands . . . and more)!
The concept of F.I.R.E, and much of the program is applicable to everyone. Some of the daily tasks may refer to tools, options, tax strategies, and investments available only to people who can invest in the United States stock market. However, F.I.R.E. is more than just investing in the stock market - and we cover that “more” part in all of our other daily tasks and Q&As! Because of this, there are large portions of the program that are applicable to anyone in the world. That’s why we think anyone anywhere in the world can benefit from this program. If you have any specific questions about applicability, feel free to reach out to us!
Am I required to complete all of the daily tasks to take part in this program?
No! We provide you with a task to complete for every single day of the year, which means we have 365 tasks for you! We know things can get pretty hectic throughout the year. So, it’s okay if you miss some tasks or if you wait a bit before you complete them. In fact, it’s possible that you’ve already completed some of the tasks prior to joining the program or that some of the tasks don’t apply to your situation. If that’s the case, consider it a day off . . . OR . . . pick another task listed that month and do it twice! To be clear, you do not have to complete all the tasks to take part in this program. However, we believe that the more you commit yourself to the program (including the more daily tasks that you complete), the more you’ll get out of the program!
I’m pretty busy. How much time should I expect to spend on this program?
Some daily tasks can take as little as five minutes. Other tasks can take up to an hour (or more). The time it takes for you to complete each daily task really depends on the daily task and whether the task is completely new to you. On average, you should expect to set aside roughly thirty minutes a day for each task.
How long will I have access to the program?
This program takes place from January 1, 2026 through December 31, 2026. You will have full lifetime access to the daily tasks, recorded live Q&As, recorded book club meetings, Facebook group, and resources. However, after December 31, 2026, you will no longer have access to us (including, for those of you in the Platinum Coaching plan, email support and review of your progress and plans).
Do I need a Facebook or WhatsApp account to participate in the program?
No. The program material, handouts, downloads, and live Q&As (and recordings of the Live Q&As) will not be hosted on Facebook or WhatsApp. Facebook and WhatsApp will be used for those people that want to become more acquainted with other program participants. Accordingly, you are not required to have a Facebook or WhatsApp account in order to participate in the program.
Should I expect to reach F.I.R.E. by the end of this 365 day program?
You should not expect to reach F.I.R.E. by the end of this program. There are too many factors related to if (or when) you will reach F.I.R.E. that it wouldn’t be accurate to suggest that you could reach F.I.R.E. in 365 days because of this program. In other words, this program is not designed to get you to F.I.R.E. in 365 days. Instead, this program is designed to help you take actions to make, save, and invest more money so that you can get you closer to your F.I.R.E. goals.
What if I can’t attend the monthly Live Q&As, Book Clubs, Workshops, and Game Nights?
If you can’t attend - don’t worry! They’ll be recorded and you can watch them later!
I’m excited about the meet-ups! Does the cost of the program include airfare and lodging?
No. Everyone in the program is invited to attend the meet-ups in Portugal. However, everyone is also responsible for their own travel and accommodations. Basically, you are responsible for getting to the meet-ups . . . But, once you're at the meet-ups, we’ve got the venue costs, food, and drinks at the meet-ups covered! Hope you can join us!
Do you offer refunds?
Our policy is that all sales are final and no refunds are offered. We have this policy in place because it underscores the commitment and dedication we expect from each participant who enrolls in our program. We strongly believe that commitment is an essential component of success, and we aim to foster an environment of accountability and progress.
Our participants are often most successful when they come to the program prepared to engage fully, do the work, and remain committed throughout the duration of the program. This commitment is both to oneself and to the other members of the program, all of whom are investing their time, effort, and resources into achieving their goals.
Because of our no refund policy, if you have any questions about the program, we highly recommend you reach out to us at contactus@ourrichjourney.com to get all your questions answered before enrolling in the program!
Disclaimer:
The content in this program, our website, and our YouTube videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that the pursuit of FIRE, your financial decision, and specific investments involve some form of risk and there is no guarantee that: 1) you will be successful in making, saving, or investing money; 2) you won't experience any loss when investing; 3) that you will achieve FIRE; or 4) that once you reach your FIRE number, your money will last forever during your retirement. Always remember to make smart decisions and do your own research!
Still have questions?
email us at: contactus@ourrichjourney.com